Tax Summary
New vs Old Regime
Estimate based on FY 2025-26 slabs and Section 87A rebate. Surcharge for high incomes and special-rate income are not included. For accurate computation, please consult our experts.
GST Breakdown
CGST and SGST apply to intra-state supply. For inter-state supply the same total applies as IGST.
Loan Summary
Calculated on a reducing-balance basis. Actual EMI may vary with processing fees and lender terms.
HRA Exemption
Exemption is the least of the three amounts above (Section 10(13A)). Available only under the Old Regime.
SIP Returns
Assumes a constant annual return compounded monthly. Actual mutual fund returns vary with the market.
Gratuity Estimate
Based on the Payment of Gratuity Act (15 days' wages per completed year, 26-day month). Maximum tax-exempt gratuity is ₹20,00,000.